View Full Version : Иншуранс
Alex K
12th June 2005, 12:40
Ударил меня сзади один придурок, дал иншуранс инфу. Приехал их чел, сделал эстимэйт, все как надо. Но денег не шлют. Я им звоню, чё, мол, за дела, а они мне так вежливо: мы вам не можем оплатить, так как наш иншурд, типа, не возвращает наши звонки. Мы, мол, типа, рады, но не можем платить, так как у нас нет пруф, что был аксидент.
Пришлось идти в Ди-эМ-Ви, файлать аксидент рипорт, теперь это чмо получит пойты на рекорд за аварию... А ведь мог спокойно этого избежать, ведь страховка то у него есть. Я бы получил чек от иншуранса и все бы обошлось ему тихо-крыто...
Stavka100
13th June 2005, 09:50
Originally posted by Alex K
Ударил меня сзади один придурок, дал иншуранс инфу. Приехал их чел, сделал эстимэйт, все как надо. Но денег не шлют. Я им звоню, чё, мол, за дела, а они мне так вежливо: мы вам не можем оплатить, так как наш иншурд, типа, не возвращает наши звонки. Мы, мол, типа, рады, но не можем платить, так как у нас нет пруф, что был аксидент.
Пришлось идти в Ди-эМ-Ви, файлать аксидент рипорт, теперь это чмо получит пойты на рекорд за аварию... А ведь мог спокойно этого избежать, ведь страховка то у него есть. Я бы получил чек от иншуранса и все бы обошлось ему тихо-крыто...
You should not be making the calls, they need to be made by YOUR insurance with which you should have filed the same day. If you did not file, it is not too late, just fill them in on everything. If you have no insurance and the damage is for a good sum, get an attorney. If it is under $500, just file in small claims and have the guy served, then he will call his insurance back real quick.
Alex K
13th June 2005, 11:53
Originally posted by Stavka100
You should not be making the calls, they need to be made by YOUR insurance with which you should have filed the same day. If you did not file, it is not too late, just fill them in on everything. If you have no insurance and the damage is for a good sum, get an attorney. If it is under $500, just file in small claims and have the guy served, then he will call his insurance back real quick.
The repair estimate is slightly under $1000-. My deductible on my insurance policy is $1,000-. So, my insurance company is out.
It is also too small for an attorney to get involved. I cannot take this guy to the Small Claims Court, because he lied to me about his address, that's why I filed an accident report with the DMV.
Stavka100
13th June 2005, 12:42
Originally posted by Alex K
The repair estimate is slightly under $1000-. My deductible on my insurance policy is $1,000-. So, my insurance company is out.
It is also too small for an attorney to get involved. I cannot take this guy to the Small Claims Court, because he lied to me about his address, that's why I filed an accident report with the DMV.
We are not talking about your insurance paying for the repair, we are talking about them negotiating on your behalf with the other insurance company. It is their job, which is what you pay them for.
And if you can file a DMV report you can file a small claims suit. The way that works is you actually trying to get money from the insurance company, but you can not sue them, you can only sue the guy.
It is still in your interest not to go to small claims, so have your insurance work for you like they are supposed to.
Edmundich
14th June 2005, 10:31
Bottom Line switch to our agency, State Farm
Stavka100
14th June 2005, 11:42
Originally posted by Edmundich
Bottom Line switch to our agency, State Farm
nice plug
I don't have State Farm, but heard from industry specialists (like the one I consulted regarding the above) that they are excellent as far as taking care of their clients.
Edmundich
14th June 2005, 16:42
Originally posted by Stavka100
nice plug
I don't have State Farm, but heard from industry specialists (like the one I consulted regarding the above) that they are excellent as far as taking care of their clients.
Exactly. I am an industry specialist and will tell you the same
Alex K
30th June 2005, 14:40
Originally posted by Edmundich
Exactly. I am an industry specialist and will tell you the same
State Farm is expensive and the accident was not MY fault. But thank you for the offer. BTW, his insurance finally is handling my claim. Check's in the mail! :)
CATAHA
9th March 2007, 17:30
Originally posted by Alex K
Ударил меня сзади один придурок, дал иншуранс инфу. Приехал их чел, сделал эстимэйт, все как надо. Но денег не шлют. Я им звоню, чё, мол, за дела, а они мне так вежливо: мы вам не можем оплатить, так как наш иншурд, типа, не возвращает наши звонки. Мы, мол, типа, рады, но не можем платить, так как у нас нет пруф, что был аксидент.
Пришлось идти в Ди-эМ-Ви, файлать аксидент рипорт, теперь это чмо получит пойты на рекорд за аварию... А ведь мог спокойно этого избежать, ведь страховка то у него есть. Я бы получил чек от иншуранса и все бы обошлось ему тихо-крыто...
V Lohotron na tibe s irgrali nado byla ih zapreche ... chto ihnevo clienta vina a ne tvoya i tibe dolgny poblajki delat'.. a ne ty im ustupat'... Good Luck in Future cause they seen that you are knowless about adjusters and they will play on you till you giveup and forgive them this claim and they won't going to pay you a pany
i novyi zakon Glasit do 700$ ne nujna a posle nujna zayavu kotat'
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